Pay U Loan - Service

What We Provide

Used Car Finance

How a Bajaj Finserv Used Car Finance Works?1. Identify the car you want to buy 2. Apply for the loan and get instant approval (New customers can get the approval in 24 hours)3. Get your documents picked up right from your doorstep, at a time that suits you4. The dealer receives the money for your car in 48 hours5. Get driving in your new carEligibility CriteriaEasy-to-meet eligibility criteria for a Used Car Loan from Bajaj Finserv, makes it simple for you to finance your dream car.Salaried individuals should have an age between 21 to 60 yearsSelf-employed individuals should have an age between 25 years to 60 yearsSalaried individuals should have at least 1 year of work experience and a minimum salary of Rs. 23,000/- per monthThe loan is applicable only for private carsThe car’s age shouldn’t be more than 10 years at the time of loan completionCar should not have more than 3 previous owners

Loan against fixed deposit

Unforeseen events and emergencies warrant immediate cash flow, which is why some investors may consider liquidating their FD investments before maturity. However, you can tend to emergencies without breaking your FD, by taking a loan against fixed deposit. Loan against Fixed Deposit is a secured loan, where you can pledge your FD as collateral, in return for the loan amount.Eligibility CriteriaThe FD holders are eligible for a Loan Against Fixed Deposit: Resident citizens of IndiaHindu Undivided Family (HUF)Sole proprietorships, partnership firms, and companies including group companiesClubs, associations, and societiesFamily trusts.

Loan against Property

CPay brings Property Loan with attractive benefits which enable borrowers to meet their high-end expenses with ease. Some of these benefits are as follows:Lower EMIs – Opt for a long repayment tenure of up to 20 years which distributes the loan amount, and you get to pay lower EMI amount every month.Fastest Loan Approval – Avail this fastest Mortgage Loan in India disbursed to your account within 4 days post-approval.Low-Interest Rates – Bajaj Finserv provides Loan Against Property at low rates of interest, which makes repayment affordable.Low To No Prepayment Charges – An individual availing Bajaj Finserv Property Loan at floating interest rates enjoys part-prepayment and foreclosure facilities at nil charges.You can avail of this loan by mortgaging a residential, commercial or industrial property. Usually, interest rates are the lowest when the funds are availed against a residential property.Apply for the credit with a hassle-free application property loan procedure and submit minimal documents to avail the funds.

Business Loan

With small business loans up to Rs. 30 lakh, funding for your small business is now just 24 hours away. Use the funds to invest in infrastructure, expand operations, upgrade to the latest plant and machinery, maintain inventory, or to increase working capital. These customized loans can give your business the much-needed boost to help your enterprise scale new heights with enhanced competitiveness and profitability.Business Loan Eligibility CriteriaQualifying for a business loan from Cpay Associates is simple. You just need to fulfill the following eligibility criteria to avail the benefits of the loan:You should be between 25-55 years old.Your business should have a vintage of at least 3 years.Your business should have its Income Tax returns filed for at least the past 1 year.You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.

Personal Loan

Personal Loan Features and BenefitsPersonal loan by Bajaj Finserv comes with instant approval and disbursal within just 24 hours! Borrow up to Rs.25 lakh without the need to pledge any collateral. Simply meet Bajaj Finserv’s simple eligibility criteria and submit your basic documents to avail the money that you need. Repay your loan with ease with our flexible repayment tenors ranging from 12 months to 60 months.Personal Loan EligibilityThe eligibility criteria for a Personal Loan are easy to meet. To qualify for a loan, you must fulfil these requirements:Age LimitBetween 23 and 55 yearsEmploymentSalaried, employed with an MNC, public, or private companyNationalityIndian, resident citizenMinimum salary – Rs.35,000 per monthBangalore, Delhi, Pune, Mumbai, Hyderabad, Chennai, Coimbatore, Ghaziabad, Noida, ThaneMinimum salary – Rs.30,000 per monthAhmedabad, KolkataMinimum salary – Rs.28,000 per monthJaipur, Chandigarh, Nagpur, Surat, CochinMinimum salary – Rs.25,000 per monthGoa, Lucknow, Baroda, Indore, Bhubaneswar, Vizag, Nasik, Aurangabad, Madurai, Mysore, Bhopal, Jamnagar, Kolhapur, Raipur, Trichy, Trivandrum, Vapi, Vijayawada, Jodhpur, Calicut, Rajkot

Mortage Loan Service

Renting new apartment means hassle. Right from searching to shifting in new accommodation. Expenses can be overwhelming. For salaried individuals, who move locations, changes homes, customized personal loans like Rental Deposit Loan helps solve financial worry for the security deposit of rented properties. When you take a loan of this nature, you do not disrupt your savings but adjust new expenditure in your monthly cash outflow. Hence, the bulk amount is saved for other purpose. Apart from this, when you shift there are many other expenditures that goes in settling into new environment as well. Also, by taking Rental Deposit Loan, you can take bigger apartment, or in better locality – in other words, select a house of your dream and not limiting yourself on finance.

Marriage Loan Service

A marriage today comes with its fair share of frills, thrills and not to mention - Bills. An equal lifetime as partners, with highs and lows, joys and woes for better or worse, must begin with taking equal financial responsibility for your wedding too. A Personal Loan for Wedding enables you to pay for anything related to your special day. We help you find a loan that fits your budget in a timely manner and make your fairy-tale wedding come to life.Weddings are a time for celebration. They are special events that bring loved ones together and create new families. But at times weddings can be quite expensive for both the bride and the groom. Opting for a personal loan to meet your wedding expenses is an optimal solution to make the occasion memorable. without stressing over every rupee.

Travel Loan Service

Want to fund your vacation but falling short on funds? An EMI based loan can be an ideal way to pay for a holiday that you can’t quite cover in one go. Whether it is backpacking through the mountains or you want to globetrot to your favourite destination, Pay u Loan for Travel is how you can make it happen. Head off on your next adventure. Our Travel Loan is simple, easy and fast!The Travel Loan is ideal for people who are seeking to finance their ideal vacation but are falling short on funds. It covers all the expenses related to your travel, such as, airfares or any kind of transportation, hotel fares, tour packages, travel gear/accessories, or any type of expenses that are associated with your travel. Apply for the Travel Loan quickly and be travel ready!

Home Loan Service

Home Loan - Features and BenefitsGet a home loan up to Rs. 3.5 crore from NBFC Partners at the lowest interest rate in India with added features like additional top-up loan and doorstep service.Whether you’re looking to purchase your first home, or you want to construct your own house, or if you just want to renovate your current home, Bajaj Finance home loan offerings meet all your requirements. You can also reduce your home loan EMIs by transferring your existing home loan to us at the lowest rate of interest in India, plus a top-up loan up to 50% of your sanctioned home loan amount.To apply online for a CPay Home Loan today, and get instant approval on your Home Loan.Home Loan Eligibility CriteriaAge Limit of Salaried Individuals23 to 62Age Limit of Self-Employed Individuals25 to 70Required CIBIL Score for Home LoanMinimum 750Work experience of Salaried ApplicantsMinimum 3 YearsBusiness ContinuityMinimum 5 YearsMinimum SalaryRs. 25,000NationalityIndian, Residing within the Country

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